Talking Politics | PUNT ROAD END | Richmond Tigers Forum
  • IMPORTANT // Please look after your loved ones, yourself and be kind to others. If you are feeling that the world is too hard to handle there is always help - I implore you not to hesitate in contacting one of these wonderful organisations Lifeline and Beyond Blue ... and I'm sure reaching out to our PRE community we will find a way to help. T.

Talking Politics

Reporter asking Penny Wong if the ALP are alienating Chinese voters by going after Gladys Liu has been my my favourite moment in the campaign so far.
 
  • Love
  • Wow
Reactions: 1 users
I had a minor ear procedure done 2 weeks ago. $1100 out of pocket simply because i didn't wanna wait through the Medicare network. $500 for private health excess. extra $250 out of pocket to the surgeon and $370 for the anaesthetist. Bloody fuming about this.
So my questions are:

How much have you paid in premiums over the past say 20 years? What benefits have you received, other than the perceived tax offset?
 
I had a minor ear procedure done 2 weeks ago. $1100 out of pocket simply because i didn't wanna wait through the Medicare network. $500 for private health excess. extra $250 out of pocket to the surgeon and $370 for the anaesthetist. Bloody fuming about this.
Did either the anaesthetist or surgeon ask you to pay before the procedure? That is their latest trick.
 
So my questions are:

How much have you paid in premiums over the past say 20 years? What benefits have you received, other than the perceived tax offset?

yep, its got me thinking about quitting. i get much more benefit out of extras with dental and optical. But it’s a risk.

Did either the anaesthetist or surgeon ask you to pay before the procedure? That is their latest trick.

the surgeon did. but it was shiftty the way they went about it.
 
So my questions are:

How much have you paid in premiums over the past say 20 years? What benefits have you received, other than the perceived tax offset?
Ian did get a benefit from his health insurance in that the venue where the surgery occurred, the surgeon and the anaesthetist were paid the scheduled fee by his insurer on top of the out of pockets he paid them.
Of course that would be free in public but the public waiting list for what I assume would be an elective day procedure or max one night stay is pretty long as we come out of COVID
Private health is a safety net to get it done quickly for people with money in the end.
 
Inflation now at 5% and growing fast.

The only thing that is certain following this news is that we will hear that low unemployment is because of superior economic management and that the high inflation rate is everyone else’s fault
 
  • Like
  • Haha
Reactions: 1 users
Ian did get a benefit from his health insurance in that the venue where the surgery occurred, the surgeon and the anaesthetist were paid the scheduled fee by his insurer on top of the out of pockets he paid them.
Of course that would be free in public but the public waiting list for what I assume would be an elective day procedure or max one night stay is pretty long as we come out of COVID
Private health is a safety net to get it done quickly for people with money in the end.
I understand all of that.

My query was more to do with how much money has been given to private health insurance, against the purely financial benefits received back. And, how much higher are the fees charged by surgeons, anaesthetists, physios, dentists etc than they would be without the encouragement for a large percentage of the population to take a health insurance policy?

I know it is highly unlikely that system will ever change.

I also assume that my superannuation is a beneficiary of the profits made by the health insurance sector.

I just think that governments should properly fund essential services rather than provide a tax offset, which effectively allows private enterprise to artificially increase profits. I'd put child care in the same basket.

Again, I'd accept paying more tax for this to not occur.
 
  • Like
Reactions: 2 users
I had a minor ear procedure done 2 weeks ago. $1100 out of pocket simply because i didn't wanna wait through the Medicare network. $500 for private health excess. extra $250 out of pocket to the surgeon and $370 for the anaesthetist. Bloody fuming about this.
The last operation I had I did a pre op questionnaire with a nurse......allergies, medical conditions etc

The anaesthetist came along later, he had the pre op form with him, and said so you have no known allergies, and he might have asked one more question, and left saying ok, I'll see in you there.
He was there for 15 seconds and charged me a pre op anaesthetist consultation :mad:

Did you get charged a pre op anaesthetist fee?
 
Can't see the point of health insurance. Went to the Alfred yesterday for a regular consultation, no bills, no asking for a credit card, none of that. They want me to pay for the privilege of being charged? Sounds like a crap product to me.

Health should be a publicly provided service where everyone gets equal treatment funded by a progressive tax system.

DS
 
  • Like
Reactions: 3 users